Utilizing the American Express Gold Card: Harnessing the Monthly $10 Uber Credit (2025 Version)
The American Express (Amex) Gold Card is a popular choice for everyday purchases, particularly for food-related expenditures. This card offers a range of benefits that make it an attractive option for many consumers.
Earning Rewards
With the Amex Gold Card, you can earn up to 4 Membership Rewards points per dollar spent on restaurants worldwide, U.S. supermarkets, and airfare booked directly or through AmexTravel.com. After reaching certain limits, the earning rate drops to 1x.
Uber Cash Benefit
One of the standout benefits of the Amex Gold Card is the $10 Uber Cash credit, which can be used for Uber rides or Uber Eats orders in the U.S. Each month, the $10 Uber Cash gets deposited into your Uber Wallet, either on the first of the month or the last day of the previous month. This annual benefit amounts to a maximum of $120.
To use the Uber Cash, you'll need to add the Amex Gold Card to your Uber Wallet. It's important to note that other rideshare apps like Grubhub, DoorDash, Postmates, or Caviar won't qualify for Uber Cash.
Other Benefits
The Amex Gold Card also comes with purchase protection, extended warranty, and no foreign transaction fees. Additionally, you can have up to 5 authorized user cards for no additional annual fee.
Property Credit and Room Upgrade
When booking hotel stays at The Hotel Collection, the Amex Gold Card offers a property credit of up to $100 and a room upgrade (subject to availability).
Welcome Bonus and No Preset Spending Limit
The Amex Gold Card also offers a welcome bonus and has no preset spending limit. However, authorized users will not be entitled to their own $10 Uber Cash benefit each month.
Comparing with the Amex Platinum Card
While the Amex Gold Card provides $120 annually in Uber Cash, the Amex Platinum Card offers a larger Uber Cash credit of up to $200 annually, distributed as $15 monthly for January through November and $35 in December. The Platinum Card also grants complimentary Uber VIP status, which gives access to highly rated drivers and nicer vehicles, an extra premium benefit not included with the Gold Card.
In summary, while the Gold Card provides a substantial Uber Cash credit, the Platinum Card offers a larger Uber Cash credit, plus added Uber VIP perks, making the Platinum Card more advantageous for frequent Uber users.
[1] Source: American Express (2021). Amex Gold Card Benefits. [2] Source: American Express (2021). Amex Platinum Card Benefits. [3] Source: American Express (2021). Uber Cash Benefit. [4] Source: American Express (2021). Amex Gold Card Terms and Conditions. [5] Source: American Express (2021). Amex Platinum Card Terms and Conditions.
- The Amex Gold Card offers 4 Membership Rewards points per dollar spent on restaurants, U.S. supermarkets, and airfare booked directly or through AmexTravel.com, with a maximum earning rate of 1x after reaching certain limits.
- Another major advantage of the Amex Gold Card is the $10 Uber Cash credit each month, deposited into your Uber Wallet, which can be used for Uber rides or Uber Eats orders in the U.S., amounting to a maximum annual benefit of $120.
- Additionally, the Amex Gold Card provides purchase protection, extended warranty, and has no foreign transaction fees. You can also have up to 5 authorized user cards for no additional annual fee.
- When booking hotel stays at The Hotel Collection, the Amex Gold Card offers a property credit of up to $100 and a room upgrade (subject to availability).
- The Amex Platinum Card offers a larger Uber Cash credit of up to $200 annually, distributing it as $15 monthly for January through November and $35 in December, in addition to complimentary Uber VIP status. This makes the Platinum Card more advantageous for frequent Uber users.
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