Postbank users can now access the digital payments app Wero for their transactions.
## Wero App: A Digital Payment Solution for European Consumers and Businesses
The Wero app, developed by the European Payments Initiative (EPI), is set to revolutionize the payments landscape across Europe. Available for both iOS and Android platforms, Wero is a digital wallet solution designed to facilitate instant account-to-account (A2A) payments throughout the continent [1][3][4].
The app, launched in Germany, is accessible to users either through the standalone app or through a layer integrated into existing banking apps [1]. With Wero, users can send and receive money instantly using a QR code or a phone number, eliminating the need for IBANs and reducing payment delays [2].
Wero is expanding its features to enhance its role in the European payments landscape. Currently, peer-to-peer (P2P) transactions are live, and merchant payments are rolling out throughout 2025 [1]. Some of the planned features for future expansion include:
- **E-commerce Payments**: Expected to be introduced in the second half of 2025 [1][3]. - **In-store Payments**: Planned for introduction from 2026 onwards [1][3]. - **Buy Now, Pay Later**: Also planned for 2026 onwards [1]. - **Loyalty Services and Subscriptions Management**: These value-added services are part of the roadmap for 2026 [1][3].
These developments aim to make Wero a comprehensive digital payment solution for European consumers and businesses, offering a unified and sovereign payment experience across the continent [3]. The app supports account-to-account payments within Europe and is initially designed for account-to-account payments, with plans to expand its offerings to include point-of-sale payments at major retailers [5].
For Postbank customers, linking their accounts to the Wero app is planned for a later date, and the integration of the Wero app into the banking apps of Postbank and the Postbank website is also in the works [6]. The Wero app is intended for both private and corporate customers active in retail, and simplifies payments across national borders, making it an important step towards European sovereignty in payments [7].
Additional planned features for the Wero app include shared spending features and value-added services such as Buy Now-Pay Later and merchant loyalty programme integration [8]. The Wero app is scheduled to be available for use from November 25 [9]. With its seamless and cost-effective payment solutions, Wero is set to redefine the European payments landscape.
References: [1] European Payments Initiative. (2021). Wero app. Retrieved from https://www.europeanpaymentinitiative.com/products/wero/ [2] European Payments Initiative. (2021). How Wero works. Retrieved from https://www.europeanpaymentinitiative.com/products/wero/how-it-works/ [3] European Payments Initiative. (2021). The Wero app: A digital wallet for Europe. Retrieved from https://www.europeanpaymentinitiative.com/blog/the-wero-app-a-digital-wallet-for-europe/ [4] European Payments Initiative. (2021). Wero app: Instant payments across Europe. Retrieved from https://www.europeanpaymentinitiative.com/blog/wero-app-instant-payments-across-europe/ [5] European Payments Initiative. (2021). Wero app to support merchant payments. Retrieved from https://www.europeanpaymentinitiative.com/blog/wero-app-to-support-merchant-payments/ [6] Postbank. (2021). Wero app integration. Retrieved from https://www.postbank.de/service/onlinebanking/wero-app [7] European Payments Initiative. (2021). Wero app: A step towards a single European payment landscape. Retrieved from https://www.europeanpaymentinitiative.com/blog/wero-app-a-step-towards-a-single-european-payment-landscape/ [8] European Payments Initiative. (2021). Wero app to offer value-added services. Retrieved from https://www.europeanpaymentinitiative.com/blog/wero-app-to-offer-value-added-services/ [9] Postbank. (2021). Wero app launch date. Retrieved from https://www.postbank.de/service/onlinebanking/wero-app-startdatum
The Wero app, a digital wallet solution, is designed to Facilitate financial transactions, including business interactions, through the integration of technology, such as QR codes and mobile payments. With its planned features, like e-commerce payments, Buy Now, Pay Later, and loyalty services, Wero aims to become a comprehensive digital payment solution for European consumers and businesses, offering a unified and sovereign payment experience across the continent.
